Checks might seem outdated in our digital age, but they remain a necessity for many. Whether you’re a small business owner or an individual needing personal checks for rent, utilities, or even gifts, running out of checks can be a hassle. While your bank might offer to refill your checkbook, it’s often the most expensive route. The good news is, you can Buy Checks Online Cheap from reputable companies, often saving a significant amount of money while enjoying more customization options.
Why Buy Checks Online Cheap?
Ordering checks directly from your bank is convenient, but it comes at a premium. Online check providers offer a compelling alternative by providing:
- Lower Prices: Online vendors typically have lower overhead costs than traditional banks, allowing them to offer checks at significantly reduced prices. You can often find checks for pennies per piece compared to the dollars you might spend at your bank.
- Wider Selection: Forget the plain, basic checks from your bank. Online check companies boast a vast array of designs, from scenic landscapes and adorable animals to your favorite sports teams and cartoon characters. Many even offer customization options, allowing you to upload personal photos or business logos.
- Convenience: Ordering checks online is incredibly easy and can be done from the comfort of your home, 24/7. No need to visit a bank branch or wait in line.
- Security Features: Reputable online check providers understand the importance of security. They offer various security features, including those comparable to bank checks, protecting you from fraud and ensuring your financial information remains safe.
Top Places to Buy Checks Online Cheap
Finding the best place to buy checks online cheap can feel overwhelming with so many options available. We’ve researched and compiled a list of top providers, focusing on affordability, selection, security, and overall value:
1. Walmart Checks: Best Overall Value
A person ordering checks online on a laptop.
Walmart Checks consistently ranks as a top choice for buying checks online cheaply. They offer an extensive selection of both personal and business checks at incredibly competitive prices. Starting at just over $10 for a box of 120 checks, Walmart provides exceptional value, costing you roughly 9 cents per check.
Key Benefits of Walmart Checks:
- Affordable Pricing: One of the cheapest options available, especially for basic check designs.
- Wide Variety of Designs: From basic to themed checks, including licensed characters and customizable photo checks.
- Free Standard Shipping: Enjoy free standard shipping, receiving your checks within approximately 12 business days.
- Easy Ordering Process: Walmart’s website is user-friendly and straightforward to navigate for quick and hassle-free ordering.
- Security Features: Offers both single and duplicate checks with various security features to choose from.
2. Super Value Checks: Cheapest Option
For those prioritizing the absolute lowest price, Super Value Checks is hard to beat. You can find a box of 40 checks for under $2, making them incredibly cheap at around 5 cents per check. While they do charge a small shipping fee for standard delivery, even with this added cost, Super Value Checks remains one of the most budget-friendly options to buy checks online cheap.
Key Benefits of Super Value Checks:
- Lowest Prices: The most affordable option for basic checks, ideal for budget-conscious buyers.
- Decent Design Selection: Despite the low cost, they offer over 200 designs, including single and duplicate options.
- Security Features Available: Offers security features, although prices may increase with added security or more elaborate designs.
3. Costco Checks: Best Security Features (Membership Required)
Costco Checks, powered by Harland Clarke, is a fantastic option for Costco members seeking both affordability and enhanced security. While requiring a Costco membership, the bulk buying nature of Costco means you get a large quantity of checks at a great price. Their smallest box contains 240 checks, offering excellent value, particularly for businesses or individuals who use checks frequently.
Key Benefits of Costco Checks:
- Competitive Pricing for Bulk Orders: Excellent per-check price when buying in larger quantities.
- Enhanced Security Features: Boasts over 25 security features on their high-security checks, including holograms, watermarks, and heat-sensitive ink.
- Free Trackable Shipping: Offers free and trackable standard shipping, ensuring secure delivery.
- Costco Member Discounts: Executive members receive an additional 20% discount, further reducing the cost.
4. Checks in the Mail: Best for Discounts and Variety
Checks in the Mail is a well-established company known for its wide selection and frequent discounts. While their base prices might be slightly higher than Walmart or Super Value Checks, they often offer promotions and coupons, making them a very competitive option to buy checks online cheap, especially if you catch a good deal.
Key Benefits of Checks in the Mail:
- Frequent Discounts and Deals: Regularly offers discounts, especially for first-time customers and specific check styles.
- Extensive Design Selection: Over 200 check styles, including licensed characters like Disney and Peanuts, as well as various themes and high-security options.
- Free Standard Shipping: Provides free standard shipping on all orders.
5. Check Advantage: Widest Design Selection
If you’re overwhelmed by choice, Check Advantage takes it to another level, offering over 2,500 check designs! While their prices are mid-range, their massive selection and on-time shipping guarantee make them stand out. If design variety is your priority when you buy checks online cheap, Check Advantage is worth exploring.
Key Benefits of Check Advantage:
- Unmatched Design Variety: Offers the largest selection of check designs available online.
- On-Time Guarantee: Guarantees checks are printed and shipped within three business days.
- Free Standard Shipping: Includes free standard shipping with every order.
Understanding Check Basics Before You Buy
Before you rush to buy checks online cheap, understanding the basic options will ensure you choose the right checks for your needs:
Single vs. Duplicate Checks
- Single Checks: The standard, more affordable option. You write the check and that’s it.
- Duplicate Checks: Include a carbon copy behind each check, creating a record as you write. Duplicate checks are helpful for detailed record-keeping but are slightly more expensive.
Basic vs. High-Security Checks
- Basic Checks: Include standard security features like MICR encoding (magnetic ink on the bottom of the check) which helps prevent fraud.
- High-Security Checks: Offer enhanced security features like watermarks, holograms, security threads, and chemically sensitive paper to deter counterfeiting. If security is a major concern, especially for business checks, high-security options are recommended, though they come at a higher cost.
How to Order Checks Online Cheap: A Step-by-Step Guide
Ordering checks online is a simple process. Here’s what you need to do to buy checks online cheap:
- Choose a Check Printer: Compare providers based on price, selection, security, and reviews. Use resources like this guide to narrow down your options. Check for certifications like CPSA (Check Payment Systems Association) and Better Business Bureau ratings for reputable providers.
- Select Check Type and Design: Decide between single or duplicate checks and choose your preferred design. Consider basic designs for the cheapest options or explore themed or customized checks for a personal touch.
- Choose Accessories (Optional): Decide if you need accessories like deposit slips, check registers, or a new checkbook cover. These are usually optional and can be added to your order.
- Enter Bank Information: You’ll need your bank routing number and account number, which can be found on a deposit slip or by contacting your bank. You’ll also need to provide your personal information (name, address) as you want it to appear on the checks.
- Select Starting Check Number: Ensure your new checks start at the correct number, following sequentially from your previous checkbook to maintain organized record-keeping.
- Choose Shipping Method: Opt for free standard shipping unless you need your checks urgently. Trackable shipping is a bonus if offered for free.
- Review and Confirm: Before finalizing your order, carefully review all details, especially your bank information and personal details, to ensure accuracy.
Frequently Asked Questions (FAQs) About Buying Checks Online Cheap
Q: Is it safe to buy checks online?
A: Yes, buying checks online from reputable providers is generally safe. Look for companies with security features, CPSA certification, and positive customer reviews. Ensure the website uses secure HTTPS encryption when entering your bank details.
Q: How much does it cost to order checks online cheap?
A: The cost varies depending on the provider, check type, design, and quantity. However, you can typically find checks online for as low as 5 to 25 cents per check, significantly cheaper than bank prices. Shipping is often free.
Q: What is the cheapest place to buy checks online?
A: Super Value Checks is generally the cheapest option overall, especially if you’re looking for basic checks. Walmart Checks offers a great balance of low price, selection, and free shipping, making them an excellent value choice. Costco Checks (for members) are also very cheap when buying in bulk.
Q: Can I customize checks I buy online cheap?
A: Yes! Many online check providers offer customization options. You can choose from thousands of designs or even upload your own photos or logos to personalize your checks. Customization options might slightly increase the price, but are still generally cheaper than bank checks.
Q: How long does it take to receive checks ordered online?
A: Standard shipping typically takes 1-2 weeks. Many providers also offer expedited shipping options for an additional fee if you need your checks sooner.
Ready to Save Money on Your Next Check Order?
Don’t overpay for checks at your bank! Buy checks online cheap from reputable providers like Walmart Checks, Super Value Checks, Costco Checks, Checks in the Mail, or Check Advantage to save money and enjoy a wider selection and convenient ordering process. Start comparing your options today and find the perfect, affordable checks to meet your needs.
