Earning an accounting degree online offers an efficient and cost-effective route to developing highly transferable skills applicable across various industries. In the realm of online education, “affordable” typically refers to accredited institutions providing quality education at a tuition rate below the national average.
Despite the transformative impact of artificial intelligence and automation on accounting practices, the demand for skilled accounting professionals remains robust. Choosing to pursue an accounting career through affordable online schools can lead to a significant return on investment (ROI), thanks to reduced educational expenses and the potential for above-average starting salaries in the field.
Begin your journey by exploring our curated list of the most affordable online accounting degree programs available.
Discover Featured Online Accounting Programs
Explore highly-regarded programs offering the flexibility and academic rigor necessary to propel your career forward.
Cheapest Online Accounting Degrees of 2025
The following rankings are compiled using data from trusted sources such as the National Center for Education Statistics. Please note that Accounting.com is an advertising-supported platform. Programs from featured and trusted partners, as well as school search results, may be presented from institutions that compensate us. This compensation does not affect our independently-produced rankings, resource guides, or editorial content. Programs from our partners are clearly marked within these rankings.
#1 Most Affordable Online Accounting Schools 2025
Southern Utah University
- Cedar City, UT
- 2 Years
- Online + Campus
What You Should Know
Southern Utah University’s online Bachelor of Science in Accounting provides both BA and BS pathways. The BA option includes a foreign language component, while the BS emphasizes mathematics and science coursework. The curriculum stresses financial ethics and technological proficiency in accounting, alongside strong business communication skills.
The accounting major consists of a 74.5-credit curriculum, encompassing business analytics, operations management, and auditing. SUU allows for up to 21.5 elective credits, which can be used for further business studies.
Highlights
- Dedicated academic advising for business students is provided.
- This degree serves as a direct pathway to SUU’s Master of Accountancy program.
- Graduates achieve CPA exam pass rates exceeding the national average.
Considerations
- Requires a minimum 2.5 GPA in core business and upper-level accounting courses.
- Additional upper-division coursework beyond the accounting major may be necessary.
- Several business prerequisite courses are required for the accounting major.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $6,006 | $19,822 |
| Average Graduate Tuition | $7,574 | $23,784 |
| Retention Rate | 74% | |
| Acceptance Rate | 80% | |
| Students Enrolled | 15,033 | |
| Institution Type | Public | |
| Online Enrollment | 58% | |
| Accreditation | Yes (NWCCU) |
#2 Most Affordable Online Accounting Schools 2025
Arizona State University Digital Immersion
- Scottsdale, AZ
- 4 Years
- Online
What You Should Know
Arizona State University’s online BS in Accountancy focuses on developing crucial skills in problem-solving, ethical decision-making, and critical thinking. Coursework includes business statistics, macroeconomics, and business database management. The program also integrates computer information systems relevant to accounting practices.
This bachelor’s degree program provides the necessary credits to advance into ASU’s Master of Accountancy and Data Analytics. Graduates can complete the master’s program with an additional year of study. Both programs offer multiple start dates throughout the year.
Highlights
- Features a business capstone project to enhance management skills.
- Most students receive financial aid.
- The business school is AACSB accredited, ensuring high standards.
Considerations
- Admission criteria include SAT/ACT scores, a 3.0 GPA, or graduating in the top 25% of their high school class.
- A $70 online application fee is required.
- This program is a pathway to a master’s degree in data analytics.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $10,978 | $13,248 |
| Average Graduate Tuition | $9,972 | $9,972 |
| Retention Rate | 74% | |
| Acceptance Rate | 64% | |
| Students Enrolled | 62,551 | |
| Institution Type | Public | |
| Online Enrollment | 98% | |
| Accreditation | Yes (HLC) |
#3 Most Affordable Online Accounting Schools 2025
University of Minnesota Crookston
- Crookston, MN
- 4 Years
- Online + Campus
What You Should Know
The University of Minnesota Crookston’s online BS in Accounting emphasizes both analytical and theoretical accounting skills. The program is delivered asynchronously, offering flexibility for students to complete coursework at their own pace, without fixed class times.
In partnership with Gleim CPA Review, the program provides CPA exam preparation. These prep courses contribute to the educational prerequisites for the CPA exam, offering a route to licensure without necessarily requiring a full master’s degree.
Highlights
- Students averaged $13,288 in grants and scholarships in 2022-23.
- SAT/ACT scores are not required for admission.
- Online tutoring is available via Zoom for business courses and other subjects.
Considerations
- Asynchronous format demands strong self-directed learning.
- Holistic admissions consider factors beyond high SAT/ACT scores.
- Online tuition, at $448/credit, is relatively higher compared to other ranked schools.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $11,362 | $11,362 |
| Average Graduate Tuition | Not Provided | Not Provided |
| Retention Rate | 71% | |
| Acceptance Rate | 59% | |
| Students Enrolled | 2,303 | |
| Institution Type | Public | |
| Online Enrollment | 53% | |
| Accreditation | Yes (HLC) |
#4 Most Affordable Online Accounting Schools 2025
Indiana University East
- Richmond, IN
- 2 Years
- Online + Campus
What You Should Know
Indiana University East’s online BS in Accounting utilizes a consortium model, allowing students to access online courses across multiple IU campuses with diverse faculty. The program emphasizes critical thinking, ethical business practices, and data-driven problem-solving. Flexible scheduling and credit transfer options are available.
The curriculum includes 24 credits in foundational business and accounting, and 30 credits specifically in accounting. Courses cover cost accounting, auditing and systems, and financial accounting. Electives allow for specialization in areas like accounting analytics, advanced taxation, and governmental/nonprofit accounting.
Highlights
- Dedicated counseling services for transfer students.
- No SAT/ACT requirement for admissions.
- Many students receive financial aid and graduate without debt.
Considerations
- SAT/ACT scores are required for merit-based scholarships.
- Out-of-state tuition is significantly higher.
- No specific specializations or concentrations within the accounting major.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $7,492 | $21,356 |
| Average Graduate Tuition | $7,746 | $18,249 |
| Retention Rate | 63% | |
| Acceptance Rate | 71% | |
| Students Enrolled | 2,985 | |
| Institution Type | Public | |
| Online Enrollment | 85% | |
| Accreditation | Yes (HLC) |
#5 Most Affordable Online Accounting Schools 2025
Louisiana State University of Alexandria
- Alexandria, LA
- 4 Years
- Online + Campus
What You Should Know
LSUA’s online BS in Accounting prepares students for both public and private accounting roles, as well as the CPA exam. Students complete 30 credits of core business courses and 39 credits in accounting, with concentrations available in accounting systems/data analytics and fraud/forensic accounting.
Online students can join the Omega Nu Lambda honor society for scholarships, networking, and community engagement.
Highlights
- Fully online and hybrid enrollment options are available.
- ACBSP accreditation ensures program quality.
- Small class sizes allow for personalized faculty attention.
Considerations
- Not all degree candidates qualify for financial aid.
- Applicants with a high school GPA below 2.0 must submit ACT scores.
- LSUA does not admit first-year students needing more than one developmental course.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $4,950 | $5,120 |
| Average Graduate Tuition | Not Provided | Not Provided |
| Retention Rate | 67% | |
| Acceptance Rate | 58% | |
| Students Enrolled | 4,289 | |
| Institution Type | Public | |
| Online Enrollment | 77% | |
| Accreditation | Yes (SACSCOC) |
#6 Most Affordable Online Accounting Schools 2025
Lamar University
- Beaumont, TX
- 4 Years
- Online + Campus
What You Should Know
Lamar University’s online BS in Accounting covers cost accounting, taxation, and strategic analysis, including an international business component with courses in international trade, finance, and marketing.
Students can gain practical experience through professional internships, integrating academic learning with real-world application. LU aids online students in finding internship opportunities.
Highlights
- Partnership with the Texas Society of CPAs offers professional development opportunities.
- Prepares graduates for the Certified Management Accountant (CMA) exam.
- Seamless transition to LU’s Master of Science in Accounting program.
Considerations
- SAT/ACT scores may be required based on GPA and class rank.
- Significant tuition difference for out-of-state students.
- Most first-year scholarships consider SAT/ACT scores, class rank, and GPA.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $6,228 | $16,020 |
| Average Graduate Tuition | $6,471 | $13,815 |
| Retention Rate | 59% | |
| Acceptance Rate | 84% | |
| Students Enrolled | 16,914 | |
| Institution Type | Public | |
| Online Enrollment | 81% | |
| Accreditation | Yes (SACSCOC) |
#7 Most Affordable Online Accounting Schools 2025
SUNY College at Plattsburgh
- Plattsburgh, NY
- 2 Years
- Online + Campus
What You Should Know
SUNY Plattsburgh’s BS in Accounting online program features a flexible, asynchronous format. The curriculum includes 75 credits of major coursework, covering cost accounting, business law, and finance principles. A forensic accounting minor is also available.
Graduates can directly enroll in SUNY Plattsburgh’s MS in Accounting and Data Analytics, completing the master’s in one additional year. The master’s program meets New York State CPA education requirements.
Highlights
- SAT/ACT scores are not required for application.
- Prepares students for CMA and Certified Internal Auditor certifications.
- Online students have access to career resources and alumni networks.
Considerations
- Undergraduate application requires a teacher or counselor recommendation letter.
- Minimum GPA is needed for master’s program enrollment.
- At least 37 accounting major credits must be completed at Plattsburgh.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $7,070 | $16,980 |
| Average Graduate Tuition | $11,310 | $23,100 |
| Retention Rate | 73% | |
| Acceptance Rate | 70% | |
| Students Enrolled | 4,474 | |
| Institution Type | Public | |
| Online Enrollment | 67% | |
| Accreditation | Yes (MSCHE) |
#8 Most Affordable Online Accounting Schools 2025
Mayville State University
- Mayville, ND
- 4 Years
- Online + Campus
What You Should Know
Mayville State University’s online BS in Accounting offers a comprehensive business education, including 34 core business credits and 39 accounting major credits. The program boasts a 97% placement rate into accounting careers or further education.
All students complete a strategic decision-making capstone or a business research project in their senior year, connecting academic concepts to professional accounting practices.
Highlights
- Option to pursue a double major in business administration.
- Same tuition rate for all students, regardless of residency.
- Internship opportunities in professional business settings are available.
Considerations
- 2.0 GPA minimum for undergraduate admission.
- SAT/ACT scores are needed for scholarship consideration.
- Curriculum may not meet CPA requirements for all states.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $6,517 | $9,775 |
| Average Graduate Tuition | $7,597 | $7,597 |
| Retention Rate | 58% | |
| Acceptance Rate | 71% | |
| Students Enrolled | 1,123 | |
| Institution Type | Public | |
| Online Enrollment | 65% | |
| Accreditation | Yes (HLC) |
#9 Most Affordable Online Accounting Schools 2025
Northern State University
- Aberdeen, SD
- 2 Years
- Online + Campus
What You Should Know
Northern State University’s BS in Accounting develops skills in information literacy and ethical reasoning, applying accounting principles to business management. The curriculum includes 48 business credits and 27 accounting credits, with internship options.
This BS program directly leads to NSU’s Master of Accountancy, which can be completed in one additional year. The curriculum prepares graduates for certifications including CMA, Certified Bookkeeper, and Certified Information Systems Auditor.
Highlights
- ACBSP accredited, ensuring business program standards.
- Career services assists students with job placement.
- Business-specific scholarships are available.
Considerations
- SAT/ACT required for some scholarships.
- Admission may require SAT/ACT scores or a 2.6 GPA.
- Business school exit exam requirement.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $7,616 | $10,718 |
| Average Graduate Tuition | $5,999 | $11,199 |
| Retention Rate | 75% | |
| Acceptance Rate | 93% | |
| Students Enrolled | 3,521 | |
| Institution Type | Public | |
| Online Enrollment | 63% | |
| Accreditation | Yes (HLC) |
#10 Most Affordable Online Accounting Schools 2025
Southwest Minnesota State University
- Marshall, MN
- 4 Years
- Online + Campus
What You Should Know
Southwest Minnesota State University’s online BS in Accounting focuses on finance within public, private, and governmental sectors, preparing students for certifications like Certified Government Financial Manager. A 30-credit CPA exam preparation certificate is also available.
The curriculum includes 57 accounting major credits, covering macroeconomics, statistics, and management principles, with electives in international business and fraud examination. A senior capstone project integrates program concepts with professional applications.
Highlights
- In-state tuition rates for all students, regardless of residency.
- Rolling admissions with three start dates annually.
- Dedicated enrollment counseling, success coaching, and academic advising for online learners.
Considerations
- 2.5 GPA minimum for application (3.0 recommended).
- Scholarships are not guaranteed for all students.
- Program lacks AACSB or ACBSP accreditation.
Average Tuition Costs & Key Statistics
| Metric | In-State | Out-of-State |
|---|---|---|
| Average Undergrad Tuition | $8,840 | $8,840 |
| Average Graduate Tuition | $8,748 | $8,748 |
| Retention Rate | 67% | |
| Acceptance Rate | 92% | |
| Students Enrolled | 6,930 | |
| Institution Type | Public | |
| Online Enrollment | 25% | |
| Accreditation | Yes (HLC) |
Our Ranking Methodology
Accounting.com’s rankings of top accounting degrees are based on reliable data from sources like the U.S. Department of Education. Our ranking methodology prioritizes academics, cost, reputation, and program accessibility. We also consider factors such as retention rates, federal aid availability, and return on investment.
This ranking reflects data for 2025 programs. For more details, visit our school rankings methodology page.
Factors Determining the Affordability of Online Accounting Schools
The overall cost of attendance is the primary factor in determining a program’s affordability. This net cost is calculated as tuition expenses minus any non-repayable financial aid received. Tuition and other key factors influencing affordability are discussed below.
Tuition Costs
Online accounting schools often structure tuition on a per-credit basis, though some programs may use semester or annual rates.
According to 2020 NCES data, undergraduate business students in fully online programs paid an average of approximately $6,017 annually in tuition and fees. This compares favorably to 2022-23 NCES data for nationwide averages across all institution types:
| Institution Type | Average Annual Tuition |
|---|---|
| Public (In-State) | $9,375 |
| Public (Out-of-State) | $27,098 |
| Private Nonprofit | $32,825 |
This data illustrates that pursuing an online accounting degree can potentially save nearly $4,000 per year compared to the lowest average tuition of public in-state schools. Over a four-year degree, these savings can exceed $15,000.
Enrollment Status
Part-time study allows students to work while attending online accounting schools, maintaining income. However, it extends the time to graduation. Considering the above-average salaries for accounting professionals with bachelor’s degrees, completing your degree as quickly as possible may be financially advantageous.
Consider tuition policies regarding payment structures. Flat semester or annual rates may be less cost-effective if taking fewer courses per term. Conversely, a full-time course load can maximize savings under flat-rate systems.
Location Considerations
Public institutions typically employ differential tuition, charging higher rates for out-of-state students. However, online accounting schools may offer uniform tuition rates for all distance learners, regardless of location, potentially making online programs more affordable than on-campus options. Online learning also reduces expenses like relocation and commuting.
Some online programs are hybrid, requiring on-campus components like orientations or seminars. Fully understand these requirements to assess budgetary impacts, especially for hybrid programs requiring travel.
Online vs. On-Campus Learning
Online courses can be synchronous or asynchronous. Asynchronous formats offer greater flexibility, without set meeting times, beneficial for working students. Synchronous classes typically involve live web conferences, resembling traditional on-campus courses more closely.
However, fully online learning may have trade-offs. Traditional on-campus accounting programs often include internships and networking opportunities that aid in job placement.
While some Online Schools For Accounting integrate internships, others do not. Consider this when weighing the advantages of online accounting degrees.
Learn about online bachelor’s degree programs in accounting
Why get an online bachelor’s in accounting?
Financial Aid Opportunities
When assessing affordability, look beyond listed tuition prices. A 2023 CNBC analysis compared “sticker price” tuition against net attendance costs after financial aid at select U.S. colleges.
At the private colleges analyzed, the actual four-year degree cost was nearly $58,000 less than the sticker price after financial aid. This excludes indirect costs like supplies or off-campus living.
Private colleges often provide more substantial financial aid packages than public institutions.
Accredited online accounting schools allow access to federal aid, including scholarships, grants, and fellowships. Work-study programs might also be available, especially in hybrid formats.
Federal and private loans can help cover costs, but should be a last resort due to repayment and interest.
Take a look at our financial aid guide
Strategies to Further Reduce Costs at Online Accounting Schools
Beyond choosing affordable online schools for accounting, further cost reductions are possible. Creating a personal budget can aid in expense management. Additional strategies include:
-
Rent or Buy Used Textbooks
Textbooks can be expensive. Renting, buying used, or using digital copies can lower costs each semester. Ensure used editions are current.
-
Find Free Online Resources
Supplement course materials with free online resources like lectures and open-source textbooks to enhance learning without extra cost.
-
Earn Income While Enrolled
Part-time work or work-study can provide income to directly offset tuition costs, reducing loan amounts.
Financing Your Online Accounting School Education
Scholarships can significantly lessen debt. Below are examples of accounting-specific scholarships, though this is not exhaustive.
Inquire with prospective online accounting schools about their policies on external scholarships, as some institutions may adjust institutional aid based on external scholarship amounts.
Scholarships for Accounting Students
| Scholarship Name | Award Details |
|---|---|
| AICPA Foundation Scholarship for Accounting Students | Awards from $3,000-$10,000 for outstanding accounting students (undergraduate or graduate) pursuing CPA licensure. |
| AWSCPA Scholarship | Various awards for undergraduate women in their 3rd, 4th, or 5th year of accounting or finance programs. |
| Stuart Cameron McLeod Society (SCMS) National Scholarship | Awards of $7,500 to outstanding junior or senior students pursuing careers in management accounting, financial management, or IT. |
Learn more about accounting scholarships
Return on Investment from Online Accounting Schools
According to the Bureau of Labor Statistics (BLS), accountants and auditors had a median annual salary of $79,880 in 2023—over $30,000 higher than the average across all occupations.
This suggests a strong ROI from accounting degrees, provided salaries sufficiently cover student loan repayments.
To assess your potential ROI from online accounting schools:
- Use the debt-to-income calculator from the Consumer Financial Protection Bureau.
- Research graduate employment statistics from your target schools.
- Compare income data for your current qualifications against professionals with your desired accounting degree.
Career Prospects for Accounting Graduates
An accounting degree from online accounting schools opens doors to well-compensated and diverse careers. Examples include:
Auditor
Auditors ensure accuracy in financial records, prepare reports, and develop financial processes.
Average Annual Salary (October 2024): $64,820
Personal Financial Advisor
Financial advisors assist individuals with retirement, investments, taxes, and financial planning.
Average Annual Salary (November 2024): $79,020
Finance Manager
Finance managers develop and oversee budgets, providing financial insights for business decisions.
Average Annual Salary (November 2024): $102,590
Business Consultant
Business consultants advise clients on financial goals, challenges, and opportunities.
Average Annual Salary (October 2024): $82,410
Chief Financial Officer
CFOs manage a company’s financial operations, including investments, taxes, and payments.
Average Annual Salary (November 2024): $149,780
Frequently Asked Questions About Studying Accounting Online
How can I save money getting an accounting degree?
Choosing online schools for accounting can reduce costs due to potentially lower tuition and eliminated relocation or commuting expenses. Online program flexibility also allows working students to maintain income.
What jobs can I get with an accounting degree?
A bachelor’s degree from online accounting schools can qualify you for CPA and CMA licensure. Other roles include auditor, financial advisor, and financial analyst.
Is an online accounting degree worth it?
Online accounting degrees often offer a strong ROI due to affordability and career prospects. Payscale data from November 2024 indicates an average salary of $81,000 annually for bachelor’s degree holders in accounting.
Is getting an accounting degree online hard?
The academic rigor of online accounting schools is comparable to on-campus programs, both demanding in math and economics. Online learning requires self-discipline and independence due to flexible structures. Success in online programs depends on these traits.
