Are you looking for a seamless Truist online banking login experience? While you’re thinking about accessing your accounts online, we have some exciting news that could make your online banking even more rewarding. Truist is offering a fantastic opportunity to earn a $400 bonus when you open a new Truist One Checking account online. This limited-time offer is designed to give new customers a significant financial boost while enjoying the convenience of Truist’s online banking platform. Let’s dive into the details of this offer and how you can take advantage of it.
Unlock a $400 Bonus with Truist One Checking
Truist Bank is currently running a promotion for new customers who open a Truist One Checking account online. From October 31, 2024, through April 30, 2025, you have the chance to earn a substantial $400 bonus. To qualify for this offer, you need to meet a few straightforward requirements within 120 days of opening your new account.
Qualifying for the $400 Reward
The key to unlocking the $400 bonus is setting up qualifying direct deposits into your new Truist One Checking account. Here’s what you need to do:
- Open a New Account Online: Ensure you open your Truist One Checking account through the online portal. This offer is specifically for online account openings.
- Enroll with Promo Code: During the online account opening process, you must enter the promo code DC2425TR1400. This code is essential for enrolling in the promotion and ensuring you are eligible for the bonus.
- Set Up Qualifying Direct Deposits: Within 120 days of opening your account, you need to receive at least two qualifying direct deposits totaling $1,000 or more.
What counts as a Qualifying Direct Deposit?
A qualifying direct deposit is defined as an electronic credit of funds directly deposited into your new checking account. This typically includes:
- Salary payments from your employer
- Pension payments
- Social Security benefits
- Other regular monthly income
Important Note: Not all deposits are considered qualifying direct deposits. The following types of deposits do not qualify:
- Account transfers between your accounts or accounts at other institutions
- Deposits made at a Truist branch
- ATM deposits
- Online transfers
- Mobile deposits
- Deposits made via debit or prepaid cards
- Deposits sent through the mail
To ensure you meet the requirements, make sure your direct deposits are from your employer or an outside agency and are processed electronically.
Eligibility for the Truist $400 Checking Bonus
This generous offer is available to a wide range of new Truist customers, but there are a few eligibility criteria to keep in mind:
- New Checking Customers Only: This offer is for individuals who are not currently primary account holders of a Truist personal checking account and have not closed a personal checking account with Truist since October 31, 2023.
- Truist One Checking Account: The offer is specifically for Truist One Checking accounts. Other Truist checking account types are not eligible.
- Age Requirement: The primary account holder must be 18 years of age or older at the time of account opening.
- Geographic Restrictions: To be eligible, you must open the account online and have a mailing address in one of the following states or districts: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC.
- US Resident with Taxpayer ID: You must be a US resident with a valid US taxpayer identification number to participate.
- Exclusions: Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible for this offer.
Receiving Your $400 Reward
Once you have met the direct deposit requirements, Truist will process your reward. Here’s what to expect:
- Processing Time: The $400 reward will be deposited into your new Truist One Checking account within 4 weeks after you have met and Truist has verified the qualification requirements.
- Account Status: To receive the reward, your new checking account must remain open and in good standing. This means maintaining a balance of at least $0.01 from the time Truist verifies your qualification until the reward is deposited.
- Verification: Truist will perform a one-time verification after you initially meet the qualification requirements.
- Limited to One Reward: This promotion is limited to one reward per checking account and per client.
Tax Implications
Keep in mind that Truist may report the value of the $400 reward to the IRS as required by law. Any applicable taxes associated with the reward are your responsibility as the recipient.
Important Points to Remember
- Reward Forfeiture: You could forfeit the reward under certain circumstances, including:
- Changing your checking account to a different account type that is not part of this offer.
- Closing your checking account before the reward is deposited.
- Having a $0.00 or negative available balance when Truist verifies your qualification.
- Minimum Opening Deposit: A minimum opening deposit of $50 is required to open a Truist One Checking account.
- Offer Subject to Change: While this offer is currently available, Truist reserves the right to change, discontinue, or modify it at any time. It is also non-transferable and cannot be combined with other checking offers.
- Final Payout Date: All promotional payouts will be processed no later than January 31, 2026. After this date, the promotion will be considered final, and no further disbursements will be made.
How to Open Your Account and Enroll
Ready to take advantage of this $400 bonus and enjoy Truist online banking? Here’s how to get started:
- Visit the Offer Website: Go to the Truist offer website through the designated promotional link.
- Click “Open an account online”: Look for and click on the button or link that says “Open an account online.”
- Enter Promo Code: When prompted, enter the promo code DC2425TR1400 in the designated promo code field.
- Review Terms and Accept Offer: Carefully read the full Terms and Conditions of the offer. If you agree, select “Accept Offer” to proceed with account opening.
Applying the promo code is crucial. Accounts opened without the promo code DC2425TR1400 will not be eligible for the $400 bonus.
After enrolling, you may receive promotional updates via email or by calling Truist at 800.709.8700.
Don’t miss out on this opportunity to boost your finances while enjoying the convenience of Truist online banking. Open your Truist One Checking account online today and take the first step towards earning your $400 bonus!
