Unlock Seamless Banking with MTB Online Banking: Mobile Convenience at Your Fingertips

In today’s fast-paced world, managing your finances efficiently is more crucial than ever. Mtb Online Banking offers a robust solution, bringing banking convenience directly to your fingertips. Designed for both personal and business customers, the MTB Mobile Banking App embodies the idea of quick banking, allowing you to handle your financial tasks swiftly and get back to what truly matters. This powerful tool provides secure access and a range of features designed to streamline your financial life.

Access Your Accounts with Unmatched Convenience

MTB Online Banking, accessible through the mobile app, ensures you’re always connected to your financial world. Forget the hassle of branch visits for simple checks. With just a few taps, you can effortlessly:

View Real-Time Balances and Transactions: Stay informed about your financial status with up-to-the-minute details on available balances, transaction history, and credit limits. You can even view check images directly within the app for a comprehensive overview of your account activity.
Leverage M&T Money Smart: For personal account holders, take advantage of M&T Money Smart, a built-in tool to estimate your net worth, monitor cash flow, centralize all your finances in one place, categorize transactions for better tracking, customize budgets to meet your financial goals, and meticulously track your spending habits. This feature empowers you to gain a deeper understanding of your financial health and make informed decisions.

Bank with Confidence: Security at Its Core

Security is paramount in the digital age, and MTB Online Banking prioritizes the protection of your financial information. The mobile app incorporates multiple layers of security to ensure your peace of mind:

Secure Login Options: Access your accounts swiftly and securely using your preferred method. Whether it’s a passcode for quick entry, fingerprint recognition for biometric security, or facial recognition for hands-free access on compatible devices, MTB Online Banking offers flexible and robust security measures.
Stay Informed with M&T Alerts: Proactive monitoring is key to preventing fraud and managing your accounts effectively. Set up M&T Alerts to receive timely notifications via text message, email, or directly through the app. These alerts keep you informed about account activity, potential issues, and important updates, allowing you to react promptly and maintain control over your finances.

Move Money Swiftly and Efficiently

MTB Online Banking simplifies money movement, offering a range of options to transfer funds and make payments with ease:

Send Money Instantly with Zelle®: Leverage the power of Zelle®¹ to send money to almost anyone in the U.S. with a bank account. Transactions are typically completed in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle, making it ideal for quick transfers to friends, family, or for settling debts.
Deposit Checks from Anywhere: Say goodbye to branch deposit slips. With mobile check deposit, you can deposit checks securely and conveniently from virtually anywhere, using your smartphone’s camera.
M&T Flash Funds™ for Immediate Access: For qualifying checks, utilize M&T Flash Funds™ to deposit funds with immediate availability². This service provides rapid access to your money when you need it urgently, offering unparalleled flexibility.
Seamless Transfers and Payments: Effortlessly transfer funds between your M&T accounts and make payments towards your M&T loans and credit cards directly within the app. This centralized platform streamlines your financial transactions.
Bill Payments with Guaranteed Confidence: Manage and pay your bills securely through M&T Bill Pay. With the M&T Bill Pay Guarantee³, you can pay bills with confidence, knowing your payments are processed reliably.

Effortlessly Manage Your Cards

Take full control of your M&T debit and credit cards directly from your mobile device with MTB Online Banking:

Card Management at Your Fingertips: Temporarily lock your personal M&T debit and credit cards instantly if misplaced, providing immediate protection against unauthorized use. Report lost or stolen cards and order replacements directly through the app, minimizing disruption and ensuring swift resolution.
Authorize Users with Ease: Simplify expense management by adding authorized users to your personal and business M&T credit cards directly through the app.
Track and Redeem Credit Card Rewards: Monitor your M&T credit card rewards points and access your rewards account directly through the mobile app. Stay informed about your rewards balance and easily redeem points for various options.

Reach Out Whenever You Need Support

MTB Online Banking ensures help is always within reach:

Direct Contact Options: Need to speak with a representative? Call M&T Bank directly using any of the provided contact numbers conveniently listed within the app.
Comprehensive FAQ Section: Find quick answers to common questions in the app’s searchable FAQ section. This self-service resource provides immediate assistance for a wide range of queries.
Branch and ATM Locator: Locate the nearest M&T Bank branch or ATM quickly and easily using the in-app locator. This feature is invaluable when you need in-person banking services or cash access.

MTB Online Banking and its mobile app are designed to provide a superior banking experience, prioritizing convenience, security, and efficiency. Embrace the future of banking and download the MTB Mobile Banking App today to experience seamless financial management on the go.

Disclosures:
¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.
³To learn more about the Bill Pay Guarantee visit mtb.com/billpay

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details