Are you looking for a new checking account with a sweet bonus? Truist, formerly known as SunTrust, is offering a fantastic opportunity to earn $400 by opening a Truist One Checking account online. This limited-time offer is perfect for those looking to switch banks or open their first checking account, all while benefiting from the convenience of online banking. Let’s dive into the details of this promotion and how you can make the most of it.
What is the Truist One Checking Online Offer?
This exclusive promotion is designed for new Truist clients who open a Truist One Checking account online. By meeting specific requirements, you can pocket a cool $400 reward. The core of the offer is simple: open your account online using a specific promo code and set up direct deposits.
The offer period is from October 31, 2024, to April 30, 2025. To qualify for the $400 bonus, you need to:
- Open a new Truist One Checking account online.
- Enroll in the promotion during the online account opening process using the promo code DC2425TR1400.
- Receive at least 2 qualifying Direct Deposits totaling $1,000 or more within 120 days of opening your account.
A qualifying direct deposit is defined as an electronic deposit from your salary, pension, Social Security, or other regular monthly income from your employer or an outside agency. It’s important to note that transfers between accounts, branch or ATM deposits, online transfers, mobile deposits, debit/prepaid card deposits, or mailed deposits do not count as qualifying direct deposits.
Eligibility Requirements
Before you rush to open an account, ensure you meet the eligibility criteria. This offer is not for everyone. You are not eligible if you are:
- Currently a primary account holder of a Truist personal checking account.
- Have closed a Truist personal checking account on or after October 31, 2023.
- A Truist employee, Director, Officer, or Local Boards/Advisor.
Furthermore, to be eligible, you must:
- Be 18 years or older.
- Be a US resident with a valid US taxpayer identification number.
- Open the Truist One Checking account online.
- Have a mailing address in one of the following states or district: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC.
- Use the promo code DC2425TR1400 during online account opening.
This offer is specifically for Truist One Checking accounts and cannot be combined with other checking account offers.
How to Qualify for the $400 Reward
Qualifying for the $400 reward is straightforward if you follow these steps:
- Open a Truist One Checking account online: Make sure to start your application through the online portal. Branch openings are not eligible for this offer.
- Use Promo Code DC2425TR1400: During the online application process, you will be prompted to enter a promo code. Enter DC2425TR1400 to enroll in this specific offer. Accounts opened without this code will not qualify.
- Set up Qualifying Direct Deposits: Within 120 days of account opening, arrange to have at least two qualifying direct deposits totaling $1,000 or more deposited into your new Truist One Checking account. Ensure these are direct deposits from your payroll, pension, or government benefits.
Once you’ve completed these steps, you’re on your way to receiving the bonus.
Receiving Your Reward
After you’ve met the direct deposit requirements, Truist will verify your eligibility. The $400 reward will be deposited directly into your new Truist One Checking account within 4 weeks of verification. To ensure you receive your reward, keep your account open and in good standing with a balance of at least $0.01 from the time you meet the requirements until the reward is deposited.
Truist will verify your qualification only once after you initially meet the requirements. This promotion is limited to one reward per checking account and per client. Keep in mind that Truist may report the bonus to the IRS as required by law, and any applicable taxes are your responsibility.
Important Terms and Conditions
Like any financial promotion, there are important terms and conditions to be aware of:
- Reward Forfeiture: You will forfeit the reward if:
- You change your checking account type to one not included in this offer.
- You close your checking account before the reward is deposited.
- Your account balance is $0.00 or negative when Truist verifies your qualification.
- Minimum Opening Deposit: A minimum opening deposit of $50 is required to open a Truist One Checking account.
- Offer Subject to Change: The offer is non-transferable, cannot be combined with other checking offers, and is subject to change or discontinuation at any time by Truist.
- Final Payout Date: All promotional payouts will be processed by January 31, 2026. After this date, the promotion will be considered final, and no further payouts will be made.
How to Open Your Account Online and Enroll
Ready to get started and claim your $400 bonus? Here’s how to open your Truist One Checking account online and enroll in the promotion:
- Visit the Offer Website: Go to the official Truist website or the specific offer page if available.
- Click “Open an account online”: Look for a clear button or link that says “Open an account online” and click on it. This will take you to the online account application.
- Enter Promo Code DC2425TR1400: During the application process, find the promo code field and carefully enter DC2425TR1400. This is crucial for enrolling in the $400 bonus offer.
- Review and Accept Terms and Conditions: Read through the full terms and conditions of the offer. Once you understand and agree, select “Accept Offer.”
- Complete the Application: Finish filling out the online application form with your personal and financial details.
- Make Your Opening Deposit: Deposit at least $50 to activate your new account.
- Set Up Direct Deposits: Arrange for qualifying direct deposits totaling $1,000 or more within 120 days of account opening.
After completing these steps, you’ve successfully opened your Truist One Checking account online and enrolled in the $400 bonus promotion. Keep an eye on your email for promotional updates, or you can call 800.709.8700 for any queries.
This Truist One Checking online offer is a great way to earn a significant bonus while setting up a new checking account with a reputable bank. Make sure to follow all the instructions and meet the requirements within the specified timeframe to enjoy your $400 reward.
