Are you looking for a smarter way to shop online at www.walmart.com? The Walmart MoneyCard offers a range of features designed to enhance your online shopping experience, providing both convenience and opportunities to save. It’s more than just a prepaid card; it’s a tool to manage your spending and get more out of your purchases at Walmart online.
One of the standout benefits for online shoppers is the cash back rewards program. Imagine earning money back on your everyday online purchases. With the Walmart MoneyCard, you can earn 3% cash back on qualifying purchases made at Walmart.com and in the Walmart app. This means every time you shop for groceries, home goods, electronics, or clothing online at Walmart, you are accumulating rewards that are credited back to your card balance. This annual cash back, up to $75, can significantly offset your shopping expenses over time. Remember to activate your card and meet eligibility requirements to start reaping these rewards.
Beyond cash back, the Walmart MoneyCard simplifies online transactions. Accepted anywhere Debit Mastercard and Visa are, it provides flexibility for online purchases. For those who utilize direct deposit, managing your online shopping budget becomes even easier. You can have your paycheck or other income directly deposited onto your card, ensuring funds are readily available for your www.walmart.com shopping sprees. Furthermore, for those looking to save, the card offers the potential to earn interest on your balance. While you shop online, your funds can also be growing in a linked savings account, earning a competitive Annual Percentage Yield on balances up to $1,000, paid annually.
It’s important to be aware that the Walmart MoneyCard requires online activation and identity verification, including SSN, to open an account. Accessing all features fully requires mobile or email verification and the mobile app. While overdraft protection is available for eligible accounts, it’s crucial to understand the terms and conditions, including potential fees. Overdraft protection requires opt-in and meeting specific criteria like initial and ongoing direct deposits. A $15 fee may apply for each transaction that overdraws your account, and balances must be brought to $0 within 24 hours to avoid the fee.
In conclusion, for savvy shoppers at www.walmart.com, the Walmart MoneyCard presents a compelling option. From earning cash back on online purchases to simplifying payments and offering savings opportunities, it’s designed to make your online shopping experience more rewarding. Explore the Walmart MoneyCard to see how it can enhance your online shopping and help you save while you spend at Walmart.com.
See Account Agreement for fees, terms and conditions.
1Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purposes of cash back rewards, a “reward year” is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See Deposit Account Agreement for details.
2Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.
3Direct Deposit: Early availability of direct deposit depends on timing of payroll’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your Walmart MoneyCard account exactly. We will not be able to deposit your payment if we are unable to match recipients.
4Interest is paid annually on each enrollment anniversary based on the average daily balance of the prior 365 days, up to a maximum average daily balance of $1,000, if the account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of September 2024. Fees on your primary account may reduce earnings on your savings account.
