In today’s fast-paced world, managing your finances efficiently is more critical than ever. The M&T Mobile Banking App is designed to provide both personal and business customers with a swift, secure, and convenient banking experience right at their fingertips. This powerful tool allows you to handle your finances on the go, freeing you to focus on what truly matters in your life and business.
Access Your Accounts with Ease and Clarity
Staying on top of your financial situation is simple with the M&T Online mobile app. You can effortlessly view your available balances, review transaction history, check credit limits, and even access check images directly from your device. For personal account holders, M&T Money Smart takes financial insight a step further. This feature enables you to estimate your net worth, analyze cash flow, centralize all your financial accounts, categorize transactions for better tracking, customize budgets to meet your financial goals, and monitor your spending habits effectively. This comprehensive overview empowers you to make informed decisions about your money.
Bank with Confidence and Advanced Security
Security is paramount when it comes to mobile banking. M&T Online prioritizes the safety of your financial information with multiple layers of protection. Access your accounts securely using your personal passcode, fingerprint recognition, or facial recognition on compatible devices, adding an extra shield against unauthorized access. Stay informed and in control with M&T Alerts. Receive timely notifications via text message, email, or in-app alerts regarding account activity, ensuring you are always aware of any transactions or important updates related to your M&T accounts.
Move Money Quickly and Efficiently
The M&T Mobile Banking App streamlines money movement, offering several fast and convenient options. Send money swiftly with Zelle®¹ to almost anyone in the U.S. who has a bank account, making splitting bills or sending gifts easier than ever. Deposit checks directly from your smartphone, eliminating trips to the bank. For urgent access to funds, utilize M&T Flash Funds™ to deposit qualifying checks with immediate availability². Transfer funds seamlessly between your M&T accounts or make payments towards your M&T loans and credit cards, all within the app. Managing your bills is also simplified with M&T Bill Pay, backed by the M&T Bill Pay Guarantee³ for added peace of mind.
Manage Your Cards On-the-Go
Take full control of your M&T debit and credit cards directly through the app. If you misplace your card or suspect unauthorized use, you can temporarily lock it instantly, report it lost or stolen, and order a replacement card with just a few taps. For credit card users, easily add authorized users to both personal and business M&T credit cards, simplifying expense management. Furthermore, track your M&T credit card rewards points and access your rewards account to redeem your earnings directly within the app, maximizing the benefits of your M&T credit card.
Reach M&T Support Whenever You Need
Accessing support and assistance is readily available through the M&T Mobile Banking App. Connect with M&T customer service representatives quickly by calling directly through the app using any of the provided contact numbers. For quick answers to common questions, search the comprehensive FAQs section. Need to visit a branch or ATM? The app’s branch and ATM locator will guide you to the nearest location, ensuring you can always access in-person banking services when required.
Disclosures:
¹Zelle requires a bank account in the U.S. for use. Transfers typically complete within minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and related marks and logos are the property of Early Warning Services, LLC.
²A fee of 2% of the total check amount (minimum $2 charge) applies to the Flash Funds™ service. Deposits made during nightly processing may not be available for debit items processed during that night but will be immediately available for withdrawal.
³For complete details on the Bill Pay Guarantee, please visit mtb.com/billpay.
Unless explicitly stated, all advertised offers, terms, and conditions of accounts and services are subject to change without notice. Post account opening or service commencement, features, conditions, and terms apply and are subject to change according to applicable laws and agreements. Contact an M&T representative for complete details. Refer to the Digital Services Agreement for further information.
Equal Housing Lender. © 2021 M&T Bank. Member FDIC.
