Are you looking for a new checking account with a sweet bonus? Truist (formerly BB&T) is offering a fantastic opportunity to earn $400 when you open a new Truist One Checking account online. This limited-time promotion is designed to reward new customers who make the switch to Truist’s convenient and user-friendly online banking platform. If you’ve been considering a change, now is the perfect time to explore what Truist has to offer and pocket a significant bonus in the process.
This offer is available for a limited time, starting from October 31, 2024, and running through April 30, 2025. To qualify for the $400 reward, you need to open a new Truist One Checking account online and set up qualifying direct deposits. Specifically, you must receive at least two qualifying direct deposits totaling $1,000 or more within 120 days of opening your account. This means setting up your payroll, pension, Social Security, or other regular monthly income to be directly deposited into your new Truist One Checking account.
It’s important to understand what counts as a “qualifying direct deposit.” According to the terms, this refers to electronic credits greater than $0.00 from your employer or an outside agency, deposited as salary, pension, Social Security, or regular monthly income. Transfers between accounts, branch or ATM deposits, online or mobile transfers, or deposits via mail are not considered qualifying direct deposits. Make sure your direct deposit setup meets these criteria to ensure you are eligible for the bonus.
Who is Eligible?
This attractive offer is open to new Truist checking clients. However, there are some eligibility requirements to keep in mind. You are not eligible if you are currently a primary account holder on an existing personal checking account with Truist, or if you have closed a personal checking account with Truist on or after October 31, 2023. This offer is exclusively for new Truist One Checking accounts opened online. The primary account holder must be at least 18 years old and a US resident with a valid US taxpayer identification number. Additionally, to open the qualifying checking account online, you must have a mailing address in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC.
Getting Your Reward
Once you’ve met the direct deposit requirements, you won’t have to wait long for your $400 bonus. Truist will deposit the reward into your new checking account within four weeks after verifying that you’ve met all the qualifications. To ensure you receive your reward, your new checking account must remain open and in good standing with a balance of at least $0.01 from the time of Truist’s verification until the reward is deposited. Truist will verify your qualification status one time after you initially meet the requirements. This promotion is limited to one reward per checking account and per customer. Keep in mind that Truist may report the value of this reward to the IRS as required by law, and any applicable taxes are your responsibility.
Important Considerations
There are a few scenarios where you might forfeit your reward. If you change your checking account type to one not included in this offer, close your account before the reward is deposited, or if your account balance is $0.00 or negative when Truist verifies your eligibility, you will forfeit the bonus.
Other important terms to note include a minimum opening deposit of $50 for the Truist One Checking account. This offer cannot be combined with any other checking offers and is non-transferable. Truist also reserves the right to modify or discontinue the offer at any time. It’s also worth noting that Truist may decline reward payouts for offers claimed through unauthorized third-party websites. All promotional payouts will be finalized by January 31, 2026, after which no further disbursements will be made.
How to Enroll and Open Your Account
Opening your Truist One Checking account and enrolling in this promotion is straightforward. Simply visit the offer website and click on “Open an account online.” During the online account opening process, you will be prompted to enter a promo code. Make sure to enter DC2425TR1400 in the promo code field to enroll in this specific offer. Carefully review the full Terms and Conditions, and then select “Accept Offer.” Accounts opened without applying the promo code will not be eligible for the $400 bonus. Once enrolled, you may receive promotional updates via email or by calling 800.709.8700.
Don’t miss out on this opportunity to earn $400 while experiencing the convenience of Truist online banking. Open your Truist One Checking account today and take advantage of this limited-time offer!
